How does QAM aim for high returns while increasing stability?
QAM’s strategies are composed of 3 investment components, for your short-term security and long-term security. Each portfolio has different amounts of the three components, offering different levels of short-term and long-term security.
Strategy: Extended-Term Component
Designed to provide substantial long-term growth, and annual income of up to 3% of your portfolio. This income is available for you at all times, designed to grow with inflation, and is likely to be there whether you live to be 100 or 1,000, or are creating multi-generational wealth.
This is a diversified portfolio of over 2,000 companies, of different sizes, maturity levels and industries all over the world. It is a disciplined approach that focuses on long-term holding of companies. Ownership is through the Dimensional Fund Advisors (DFA) Mutual Funds and ETFs.
All investments involve the risk of investment losses. Past performance is no guarantee of future results.
Disclosures Including Backtested Performance Data
Strategy: Long-Term Component
Designed to provide high long-term growth. Also, used as a source of retirement income that is available to you at all times. Annual income of 4%, growing with inflation, is likely whether you live to be 100 or 1,000, or are creating multi-generational wealth.
This is a diversified portfolio of over 6,000 companies, of different sizes, maturities and industries all over the world. Ownership is through the Dimensional Fund Advisors (DFA) Mutual Funds and ETFs, and QAM considers them to be the best for constructing investment portfolios. The Dimensional Funds are similar to index funds, but allow for broader diversification into desirable companies. This includes smaller companies, companies selling at a low price compared to earnings or book value and profitable companies.
All investments involve the risk of investment losses. Past performance is no guarantee of future results.
Disclosures Including Backtested Performance Data
Strategy: Short-Term Component
Designed to provide income that is there for you at all times. This short-term security is obtained using mid-term high-grade bonds from various governments and high-rated companies all over the world.
All investments involve the risk of investment losses. Past performance is no guarantee of future results.
Disclosures Including Backtested Performance Data
Costs & Taxes
QAM understands that any cost for your investments directly affects the results. QAM increases your purchasing power at all times, by reducing various components of your costs. These include competitive advisory fees relative to the service, low fund expense ratio, no commissions or sales charges, no load funds, negotiated large block transactions, low turnover (minimal transactions within funds), minimal trades of funds, smart rebalancing, low trading costs, no annual broker fees.
Your taxes are minimized across the board: within the funds; when money shifts into-, out of- and between the holdings; and on the portfolio level. Some of the principles include, tax-managed mutual funds with minimal short-term gains and loss harvesting, ETFs, low turnover, minimal sales, rebalancing using incoming money and a smart rebalancing algorithm.